Cash Flow Planner
“What can I safely pay myself?”
See what is safe to pay yourself each month, what to set aside for tax, and how your bank balance is likely to move over the next 12 months.
Excel · Google SheetsView on Etsy
TACT Tools
Practical tools for
Practical tools for
the numbers that matter.
Each tool answers one question a business owner asks. Enter your figures, read what they mean, and see what to do next. Instant download from the TACT shop on Etsy.
Best value bundle
Business Starter Kit
Three tools that answer the three big questions every small business owner has.
- Pricing & Profit Calculator
- Cash Flow Planner
- Business Health Scorecard
PriceSet prices that cover every cost and leave a profit.
PlanKnow what is safe to pay yourself and what to set aside for tax.
CheckScore your business each month and fix what needs attention.
All tools
Choose the question you need answered.
Pricing & Profit Calculator
“Am I charging enough?”
Find your break-even point and recommended hourly rate, the true cost of every product or service, and which prices to fix first.
Excel · Google SheetsView on Etsy
Business Health Scorecard
“How healthy is my business?”
A short monthly check-up that scores your business out of 100 across eight areas and gives you a clear next step for each one.
Excel · Google SheetsView on Etsy
Profit & Expense Tracker
“What am I really making?”
Log what comes in and what goes out, then see your real profit, your margin and your biggest costs, month by month.
Excel · Google SheetsView on Etsy
Month-End Finance Checklist
“Am I on top of things?”
Practical steps to close your month with confidence, each with a short note on why it matters.
PDF · Excel · SheetsView on Etsy
2027 Business Year Planner
“What does my year look like?”
Set out your year before it starts, so your goals, key dates and monthly priorities sit in one calm, organised place.
Excel · Google SheetsView on Etsy
Christmas & Holiday Budget Planner
“Can we enjoy it without the January worry?”
Plan gifts, food and travel against a budget you set, track what you have spent, and start the new year without surprises.
Excel · Sheets · PrintableView on Etsy
Prices are shown on Etsy in your own currency.
Good to know
Questions before you buy.
Which programs do the tools work in?
All spreadsheet tools work in Microsoft Excel (Windows, Mac and Microsoft 365) and in Google Sheets. To use one in Google Sheets, upload the file to Google Drive, open it with Google Sheets, then choose File and Save as Google Sheets.
How do I receive my files?
The tools are sold through the TACT shop on Etsy. Payment is handled securely by Etsy and your files are available to download as soon as your purchase is confirmed. Nothing is posted.
Can I use them in my own currency?
Yes. The tools work in any currency.
Do I need to be good with spreadsheets?
No. Each tool opens with a Start Here guide, comes with example figures, and explains each result in plain English.
Is this financial advice?
The tools give practical estimates to help you plan. They are not tax, legal or investment advice. If you would like help with your specific situation, TACT Advisory may be a better fit.
What if I have a question after buying?
Message TACT through Etsy or email hello@gototact.com. A real person will reply.